Filing for bankruptcy is a big decision that can impact your financial future. If you aren't sure if you should file for bankruptcy, or if you may be able to get out of debt without filing, read on for helpful information and signs that it's time to file for bankruptcy to get out of debt.
1. You're Borrowing Money
If you're borrowing money left and right from family, friends, or from a paycheck loan company, you could end up in debt quickly.
Whether you and your spouse have discussed it or it's a total shock, being served with divorce papers is an unpleasant experience. It's all too easy to wallow in emotion and try to ignore the problem, but this is one time when you must take assertive actions to protect your rights. Read on for what actions to take after you've been served.
Give it a Thorough Reading
Legal jargon can be difficult to read, but pay special attention to the following information:
If you got caught speeding only a few over in a high speed area and points on your license could leave you without a way to transport yourself, you want to get a lawyer. If you think that you could lose your job because you got the speeding ticket, lose your insurance coverage, or that you are going to have other personal problems, it may be worth trying to fight the ticket.
One of the first steps you take when you know you want a divorce is to contact a divorce lawyer for a consultation. Beyond taking this initial step, many people do not know what else to do. This leaves you unprepared when you do have your consultation appointment. If you want to be prepared so that you can discuss your options fully and move the process along quickly, there are some things you can do prior to the consultation.
It's upsetting and a little embarrassing when you have a teen who has run afoul of the law, especially if he or she is a good child but has made a mistake. If your teen has been found guilty, it's possible that the judge may impose a curfew on him or her. You probably agree with the terms of the curfew for the most part — after all, many parents appreciate knowing where their teens are at night, and you'll find comfort in knowing that your teen isn't out at a time that bad behavior is more likely.